Hello, I’m Jason Zweigle here with ShortSaleSlayerz.com. We’re certainly one of Nevada County’s premiere short sale teams. Thank you very a lot for visiting our website. As we speak we’re going to talk in regards to the Chase Bank HAFA short sale program. Chase is participating in the HAFA short sale and if you happen to do not know what the HAFA short sale is, let me explain it real quick. The HAFA short sale is a short sale program that the federal government came up with from the HAMP program. It is kind of a sister product to the loan modifications that have been such a colossal failure. The federal government realized that short sales had been a strategy to dig ourselves out of this and it’s a viable choice to foreclosures and in reality probably the best option to foreclosure.

Now Chase and the other larger banks are actively taking part within the HAFA short sale program and the HAFA short sale program primarily ensures you $three,000 at close of escrow for moving expenses. Also both lenders will agree to forgive the remaining balance of the short sale. Now lately you may concentrate on the new senate bill that was passed in California which lenders automatically if they agree to do a short sale in California, they must forgive you of the balance. So HAFA short sale with Chase gets you $three,000 for moving bills, and full forgiveness of any of the debt. You’ll stroll away free and clear.

Chase is a superb financial institution to work with and the HAFA program. They move fairly swiftly and are pretty efficient in their decision making process. There’s numerous details about the HAFA short sale program with various banks.

Please give me a call so we can talk in regards to the details. Our number is 1-800-646-0362 or you may fill out our info below. Take a look at our new mortgage calculator. It’s a short sale calculator that tells you what your house is worth, how far underwater you are and how long it could take you to get out of the debt that’s your property right now. It’s an incredible instrument and it’s free. We’re ShortSaleSlayerz.com, one of the Nevada County’s premiere short sale teams. Have an incredible day, thank you very much.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hi, I’m Jason Zweigle right here with ShortSaleSlayerz.com. We’re one of Nevada County’s premiere short sale teams. Today we will be speaking about a hardship, particularly divorce. Obviously divorce is a really difficult situation that individuals unfortunately go through most of the time, particularly when they’re enduring monetary hardship. We do get a lot of folks that call us and say they are going through a divorce but they don’t know what to do with their house. Neither of them wants the house, they simply want out. In a troublesome situation such as divorce, a short sale can typically remove one of the biggest complications of a divorce and that is what to do with the house. Lots of instances in a divorce neither the husband nor the spouse desires to keep the home. Also in today’s market, a lot of the houses are upside down anyway.

A short sale is a extremely good resolution to aide an amicable divorce eliminating an asset that is undervalued and underwater. Mainly we work with both the husband and wife individually, independently of one another, collecting monetary info and submit it to the bank. Even when combined the bank looks at your financial scenario and sees which you can afford the mortgage, divorce is a legitimate hardship and the bank will automatically agree to a short sale. We are right here to help you and make this transition simpler for you.

We will help handle one of the largest issues within the divorce and that is what to do with the home. There’s no motive to let your private home go to foreclosure just because you’re going through a divorce. There isn’t any longer a deficiency in California whenever you do a short sale so you won’t owe any money. You possibly can possibly get paid cash from the financial institution to do a short sale. So there are much more advantages to doing a short sale over a foreclosure.

In case you have any questions on this tough situation, feel free to provide me a call on the 800 quantity situated on the web site, or fill out the shape beneath and there is a great free download that offers you a lot more information about short sales. We’re ShortSaleSayerz.com, considered one of Nevada County’s premiere short sale groups and we look forward to hearing from you. Thanks a lot and have a great day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hello, I am Jason Zweigle with ShortSaleSlayerz.com. We’re considered one of Nevada County’s leading short sale teams. Today I need to discuss what many householders are concerned about and that is, what it can cost you out of pocket to do a short sale. The good news is it ought to cost you nothing to do a short sale. I’m stunned at how many people do not realize that a short sale is free to you, the homeowner. The rationale that it’s free to you is that the bank pays for all the traditional closing costs which are involved with selling a home. They pay things comparable to your portion of your title and escrow, inspections, generally repairs, and realtor’s commissions.

I inform my clients if a short sale runs completely smooth, they should have the ability to walk away from an enormous debt in an underwater dwelling, they’ll hopefully obtain $3,000 walking money because they have an authorised HAFA short sale, and lastly, they may haven’t any out of pocket expenses. Everyone’s short sales are different, however on average I’d say the vast majority of my purchasers are in a position to walk away owing nothing and receive $3,000 to move out of their residence, courtesy of Uncle Sam.

So, when you have any questions go ahead and fill out the form below. There’s also a terrific free download with a variety of info on it. An alternative choice is to give me a call. My number is on the website. We’re ShortSaleSlayerz.com, considered one of Nevada County’s leading short sale teams. We look forward to talking to you soon. Thanks and have a terrific day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hi, I am Jason Zweigle here with ShortSaleSlayerz.com. We’re considered one of Nevada County’s leading short sale teams. Thank you for visiting our website. Right now we are going to talk about the new California Senate Bill SB458, which is the anti-deficiency assembly bill. Essentially it is an modification to a previous bill that was passed about deficiencies in the state of California. If a lender agrees to do a short sale, the primary lien holder could not come after a seller for a deficiency and they would waive all deficiency rights. In other words, they couldn’t come after you and ask you to repay the forgiven balance of the short sale.

This new senate bill adds a safety to second lien holders. When you have a primary and a second and they agree to do a short sale, that’s it; you are out of debt, you are done with a short sale and you’ll owe no extra money. This bill only applies to short sales and not foreclosures. Many people are handing the banks the keys and strolling away. This is not a good suggestion as a result of the second lien holders can come after you for the remaining debt because you really walked away from it.

This new senate bill is a good benefit within the short sale game for the California consumer. Also, one other added stipulation, the banks can not ask for a contribution from the seller. To allow them to’t say, hey give us $10,000 and we’ll do a short sale. You may provide as a method to incentivize the financial institution to conform to a short sale and typically that is a superb move. The client can provide $4,000 to $5,000 to make the deal go through. They’re getting an incredible deal anyway, so if they’ve to add a bit money to make the deal go through, it is no harm no foul.

When you’ve got any questions, you may reach out to me. My number is on the website or you may fill out the form below. We’re ShortSaleSlayerz.com and certainly one of Nevada County’s leading short sale teams. We look ahead to hearing from you soon, have a terrific day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hi, I am Jason Zweigle with ShortSaleSlayerz.com. We’re certainly one of Nevada County’s main short sale teams. Right now we’re going to answer the million dollar query, Is your private home underwater? That means basically you owe more to your bank than what your house is worth. That is universally probably the most asked question. Most individuals know their house is underwater, but they do not know by how much. When you’ve got an underwater mortgage, you might be most likely wondering how much your private home is worth and how far upside down you are. You may additionally be wondering how you will ever get out of this mess. I think that a short sale is a superb answer to get out of being underwater. Foreclosure can be an choice however with that comes a whole lot of legal and financial burdens that may be associated with foreclosures.

We’ve an important new instrument that we want to offer you for free. This is our new short sale calculator. We have partnered up with Zillow to offer you some key pieces of knowledge; A. What’s your home worth? B. How far upside down are you, and C. How long will it take you until you’ve gotten a zero equity balance? Right now, a lot of you watching this owe far more than what your private home is worth. Hopefully you should use the short sale calculator to decide if a short sale is right for you or for those who should hold your home.

Fill out the form below and reach out to us. Benefit from this free instrument, there isn’t any obligation whatsoever. We also have a free download with some great details about short sales. Thanks for visiting ShortSaleSlayerz.com, where we are considered one of Nevada County’s leading short sale teams.

If you have any questions, you’ll be able to call us at any time. Our number is 1-800-646-0362 or visit the website. Thanks a lot, and have an awesome day.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure

Hello, I’m Jason Zweigle with ShortSaleSlayerz.com. We’re considered one of Nevada County’s main short sale teams. The subject at this time is what to do when you can’t make your mortgage payments. There are a number of options for you if you cannot make your mortgage payments. You may reach out to your bank and talk to them a couple of mortgage modification. Many people are trying to do loan modifications and it is essentially the most frustrating experiences they’ve ever gone through. Whether or not the bank will not reply or lose your paperwork ten or fifteen times. I’ve even heard tales from shoppers that did not go through us and wound up trying to do a mortgage modification and lost their home to foreclosure in the middle of loan modification. In our opinion a loan modification is not the best solution.

You can also do foreclosure, just walk away and let the financial institution take it back. This additionally isn’t the most effective solution. You can also do a deed in lieu of foreclosure and what that means is you tell the bank they needn’t foreclose on your home, you will voluntarily leave. No harm, no foul. Foreclosures and deed in lieu of foreclosures each have a unfavorable impression on your credit. Each of these also leave you open to second lien holders and sometimes first lien holders with the ability to come after you to try and accumulate that unpaid balance. That can be a scary thing as well if you’re making an attempt to recuperate financially.

I think an outstanding solution in today’s market and the banks are starting to see that short sales are what are going to dig us out of this real estate nightmare and this large loss of value. Number one, a short sale is a huge profit to you the seller. You may walk away from your home, get out of debt, not owe something, truly get a little bit of cash in your pocket and move on. For the financial institution, they get just a little bit more cash from a short sale than a foreclosure. The remainder of the neighborhood won’t have the unpleasant vacant houses which can be getting vandalized.

So if you have any more questions, fill out the form below. You can too use the form below to get to our free short sale calculator. It is an incredible instrument and I really encourage you to use that. We’re ShortSaleSlayerz.com, certainly one of Nevada County’s main short sale teams. We’re here that will help you make the proper resolution to your situation. Have an incredible day, thanks very much.

Do you need to sell you home or are you underwater and can’t make your mortgage payments? Jason Zweiglye and the Short Sale Slayerz can answer your short sale questions. We are California Short Sale Specialists.

Watch this and more short sale videos from Jason Zweigle and his team Short Sale Slayers

Also, follow Short Sale Slayers on their blog at -Avoid Foreclosure